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Other Insurances
Disability insurance (DI)
Disability Insurance (DI), also known as disability income protection, is like a financial cushion for people who can't work because they're sick or injured. It steps in to give you some money, kind of like a backup paycheck, when you can't earn your usual income due to a health problem. It's a big help when you can't work because of a disability or illness, making sure you have some money coming in even when you can't earn a living.
LONG-TERM CARE INSURANCE (LTCI)
Long-Term Care Insurance (LTCI) is a type of insurance that helps cover the costs of long-term care services for individuals who are unable to perform basic Activities of Daily Living (ADLs) due to chronic illness, disability, or cognitive impairment. These ADLs typically include bathing, dressing, eating, toileting, continence, and transferring (getting in and out of bed or a chair).