Disclaimer

Welcome to the MCIS Multichoice Insurance Services® website. By accessing and using website, you agree to comply with and be bound by the following disclaimer, Privacy Policy and Terms of Use. If you do not agree with these terms, please refrain from using this website.

Disclaimer explained in a poetry

In the world of websites, take a glance,

There is a thing called Disclaimer, a kind of chance.

It's a little message, here to say,

Some things you should know when you come our way.

It says, "Be cautious, be aware,

The info we share might not always be fair.

We try our best to be accurate and right,

But sometimes we might not get it quite tight."

FAQ and blogs we express,

they are our own view, not absolute facts.

And when it comes to insurance policy and such,

Respect the terms and conditions, it doesn't take much.

So, as you browse our website today,

Keep this in mind as you make your way.

A website is like a journey, a digital quest,

With this disclaimer, we are just being our best.

The information provided on this website is intended for general informational purposes only. Please read your insurance policy to understand policy coverage terms and conditions. Always consult our professionals before making any decisions regarding insurance or related matters. 

The sole purpose of this website is to discuss about insurance. If you find any non-insurance related content, it's just general information, not an advise. Please use that information at your own risk.

Any and all communications (for example emails, attachments, faxes, phone calls, texts, or any other method of communication) you receive are private. They might have personal information that is protected by laws such as the Privacy Act and/or the Health Insurance Portability and Accountability Act. If you got this by mistake or you are not the right person to get it, please reply to the sender and delete it. Also, you are hereby advised that any unauthorized use, disclosure, production, copying, distribution or the taking of any action in reliance on the contents of this information is strictly prohibited.

Warning: We take precautions to send virus-free emails, but it's a good idea to scan any attachments for viruses just to be safe. We're not responsible for any issues caused by viruses from email, attachments or any other information in email.

Nothing on this website should be interpreted as an guarantee of insurance coverage. The availability, terms, and conditions of insurance policies may vary from insurance plan to plan. Any quotes or estimates provided on this website are for informational purposes only. These may change without notice. Submission of application does not guarantee coverage. Insurance coverage is not bound until insurance policy is issued by insurance carrier.

This website is not a contract of insurance. Some insurance carriers allow to purchase policy through this website by using technology and/or weblinks provided by insurance carriers. We can help you submit application to obtain coverage. Insurance policy is issued by insurance carrier also known as insurance company or plan administrator. Submission of application does not guarantee coverage. No coverage is bound until insurance policy is issued by insurance carrier. 

This website may contain links to third-party websites that are not owned or controlled by MCIS Multichoice Insurance Services®. We are not responsible for the content, accuracy, or legality of these third-party websites. The inclusion of any such links does not imply endorsement or association with those websites. You should review the terms and conditions and privacy policies of any third-party websites you visit. 

6.1 Third-Party Sources 

We use these 3rd party sources for content, insurance quotes and other information such as Carriers We Represent, Quotit, Bard, and ChatGPT.

6.2 Third-Party Logo Usage Disclaimer

This website displays logos and trademarks of third-party companies and organizations for informational and illustrative purposes only. The use of these logos does not imply endorsement, or sponsorship with MCIS Multichoice Insurance Services by the respective companies or organizations.

The logos are the property of their respective owners, and their display here is not intended to imply any rights or permissions to use them for commercial or promotional purposes. We acknowledges the ownership of these logos and trademarks and respects the intellectual property rights of others.

We are not responsible for the content, products, or services provided by third-party companies or organizations whose logos are displayed on this website. By using this website, you agree to abide by this third-party logo usage disclaimer and the terms and conditions outlined in our Privacy Policy and Terms of Use.

6.3 Request for Removal

If you are the owner of logo or content used on our website and believe that it has been used inappropriately, please contact us at Privacy@MultiChoiceInsurance.com. We will promptly investigate your request and, if necessary, remove the content. 

While we strive to provide accurate and up-to-date information on this website, MCIS Multichoice Insurance Services® makes no representations or warranties regarding the accuracy, completeness, or reliability of the information provided. Information may change over time, and we do not guarantee that the information on this website is current or error-free.

The content and information on this website may change anytime without notice.

MCIS Multichoice Insurance Services® and its representatives are not liable for any direct or indirect damages or losses that may result from the use of this website or the information contained herein. This includes, but is not limited to, financial losses, business interruptions, or data loss.

By using this website, you consent to allow us to contact you via email, phone, or other means of communication for the purpose of discussing insurance-related matters. 

We reserve the right to modify, amend, or update this disclaimer at any time without prior notice. Any changes to this disclaimer will be posted on this page, and your continued use of the website after such modifications will constitute your acceptance of the updated terms. 

You may use the information provided on this website for personal, non-commercial purposes only. Any unauthorized use of the content, including but not limited to reproduction, distribution, or modification, is prohibited. 

 By using this website, you acknowledge that you have read, understood, and agreed to the Privacy Policy, Terms Of Use, and terms of this Disclaimer.

If you have any questions or concerns about this website or content or any other information displayed on this website, please contact at Privacy@MultiChoiceInsurance.com.

This disclaimer is effective as of  October 7, 2023.